Sail Loans app for iPhone and iPad

Complete our loan application and get approved for up to $4,000 within minutes of submitting your information. Your money will be deposited directly into your bank account and the rest will be placed into a secure account. Finish your application before 1:30 pm CST to receive your funds the same day, restrictions may apply.

Within this app, you can edit your customer profile and view your savings with a simple click of a button. You can also manage and review your re-payment options, as well as make payments towards your loan without ever leaving home. You can also access your custom Refer-A-Friend code to earn extra cash.

Max APR is 35.99%.

Loan terms range from 12 – 24 months with loan amounts from $100 – $4,000.

Repayment Plans:
- Installment Payments: You may pay back your loan principal plus accrued interest through a number of scheduled payments made over the loan term.

- Full Payment: You may pay back your loan in full at any time without any prepayment charges.

- Early or Partial Payment: You may make an early or partial principal payment on your loan at any time with no prepayment penalties.


Representative example of the total cost of the loan:

Loan amount of $1,000.00 with loan term of 12 months; APR of 35.99%. Your bi-weekly repayment will be $46.06. The total of payments will be $1,197.55 and your cost will be $197.55.

Download now!